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MatrixPlus™

Short-term financing for your consumer customers.

MatrixPlus is a non-recourse credit program that provides short-term financing for qualified consumers.  This program supports consumer transactions in the United States.

Offered as either a private label or as a co-branded program,
MatrixPlus™ is a revolving line of credit designed to assist your customer acquire the products and services they need via a flexible payment plan that fits their budget:

Revolver - Our MatrixPlus™ Revolver offering is a "balance forward" line of credit involving a minimum monthly payment.  Incorporating industry standard consumer credit card capabilities, MatrixPlus™ Revolver provides an accountholder with the option of paying for their purchases in full each month or spreading their payments over time.  Available promotions include "Same-As-Cash" and "Equal Payment" plans. 

Merchant Benefits:   MatrixPlus™ enables our merchants to:

  • Improve their cash flow
  • Reduce their risks
  • Increase sales revenues
  • Enhance customer satisfaction and loyalty
  • Gain a competitive advantage in their marketplace

Customer (Accountholder) Benefits:  MatrixPlus™ provides tangible benefits to our Accountholders too:

  • Simple application process
  • No annual fee
  • Generous credit lines
  • Flexible payment options
  • Competitive APRs


For information on our TermsPlus™XpressPlus™ and / or our LeasePlus™ financing solutions please click on the corresponding link.