MatrixPlus™ is a non-recourse credit program that provides short-term financing for qualified consumers. This program supports consumer transactions in the United States.
Offered as either a private label or as a co-branded program, MatrixPlus™ is a revolving line of credit designed to assist your customer acquire the products and services they need via a flexible payment plan that fits their budget:
Revolver - Our MatrixPlus™ Revolver offering is a "balance forward" line of credit involving a minimum monthly payment. Incorporating industry standard consumer credit card capabilities, MatrixPlus™ Revolver provides an accountholder with the option of paying for their purchases in full each month or spreading their payments over time. Available promotions include "Same-As-Cash" and "Equal Payment" plans.
Merchant Benefits: MatrixPlus™ enables our merchants to:
- Improve their cash flow
- Reduce their risks
- Increase sales revenues
- Enhance customer satisfaction and loyalty
- Gain a competitive advantage in their marketplace
Customer (Accountholder) Benefits: MatrixPlus™ provides tangible benefits to our Accountholders too:
- Simple application process
- No annual fee
- Generous credit lines
- Flexible payment options
- Competitive APRs
For information on our TermsPlus™ , XpressPlus™ and / or our LeasePlus™ financing solutions please click on the corresponding link.