TermsPlus™ is a non-recourse credit program that provides short-term financing for qualified businesses and government agencies. 

Revolver - Offered as either a private-label or a co-branded program, our TermsPlus™ Revolver is a balance forward line of credit involving a minimum monthly payment.  Incorporating industry standard commercial credit card capabilities, TermsPlus™ Revolver provides an accountholder with the option of paying for their purchases in full each month or spreading their payments over time.  Available promotions include "Same-As-Cash" and "Equal Payment" plans.

Merchant Benefits:   TermsPlus™ enables our merchants to:

• Improve their cash flow
• Reduce their risks
• Increase sales revenues
• Enhance customer satisfaction and loyalty
• Gain a competitive advantage in their marketplace

Customer (Accountholder) Benefits:  TermsPlus™ provides tangible benefits to our Accountholders too:

• Simple application process
• No annual fee
• Generous credit lines
• Flexible payment options
• Competitive APRs

For information on our XpressPlus™ ,  MatrixPlus™ and / or our LeasePlus™ financing solutions, please click on the corresponding link.