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Short-term financing for your business and
government customers.

TermsPlus™ is a non-recourse credit program that provides short-term financing for qualified businesses and government agencies. 

Revolver - Offered as either a private-label or a co-branded program, our TermsPlus™ Revolver is a balance forward line of credit involving a minimum monthly payment.  Incorporating industry standard commercial credit card capabilities, TermsPlus™ Revolver provides an accountholder with the option of paying for their purchases in full each month or spreading their payments over time.  Available promotions include "Same-As-Cash" and "Equal Payment" plans.

Merchant Benefits:   TermsPlus™ enables our merchants to:

  • Improve their cash flow
  • Reduce their risks
  • Increase sales revenues
  • Enhance customer satisfaction and loyalty
  • Gain a competitive advantage in their marketplace

Customer (Accountholder) Benefits:  TermsPlus™ provides tangible benefits to our Accountholders too:

  • Simple application process
  • No annual fee
  • Generous credit lines
  • Flexible payment options
  • Competitive APRs

For information on our XpressPlus™ ,  MatrixPlus™ and / or our LeasePlus™ financing solutions, please click on the corresponding link.